Welcome To Workpaper.
Welcome To Workpaper.
Key Takeaways
✅ Payday Super starts 1 July 2026
✅ Super must be paid every payday (not quarterly)
✅ Contributions must reach funds within 7 business days
✅ Funds must allocate within 3 business days
✅ SBSCH closes on 30 June 2026
✅ Automation tools like Xero simplify compliance
✅ Workpaper helps businesses transition smoothly
The way businesses handle superannuation is about to change significantly.
From 1 July 2026, the Australian Government is introducing Payday Super, requiring employers to pay super contributions at the same time as wages instead of quarterly.
This reform impacts all employers, especially small businesses managing payroll manually or using outdated systems.
If you’re searching for terms like:
This guide explains everything you need to know—and how to prepare.
Payday Super is a new system where:
Why This Matters
This reform improves:
The ATO has identified billions in unpaid or delayed super contributions.
Common Issues in the Old System:
How Payday Super Fixes This
✔ Real-time payments
✔ Less manual tracking
✔ Reduced compliance risk
✔ Better employee outcomes
The Small Business Superannuation Clearing House (SBSCH) will be phased out.
Important Dates
| Date | Change |
|---|---|
| 1 Oct 2025 | No new SBSCH registrations |
| 30 Jun 2026 | Final use of SBSCH |
| 1 Jul 2026 | Payday Super begins |
👉 Businesses must switch to automated payroll systems before July 2026.
For businesses searching:
“xero payday super” or “payday super xero”
The solution is automation.
Benefits of Using Xero for Payday Super
💡 Even small businesses can fully automate compliance and reduce workload.
1. Qualifying Earnings (QE)
Super applies to:
2. 7-Day Payment Rule
Super must be received by funds within 7 business days of payday.
3. 3-Day Allocation Rule
Funds must allocate contributions within 3 business days.
✔ Missing deadlines may result in Superannuation Guarantee Charge (SGC) penalties.
1. Cash Flow Changes
Shift from quarterly lump sums to frequent smaller payments.
2. Software Upgrades
Manual or outdated systems will no longer work.
3. Increased Compliance Expectations
Real-time reporting means less room for error.
Step 1: Review Your Payroll System
Ensure it supports automated super payments.
Step 2: Move to Cloud Accounting
Switch to software like Xero for automation.
Step 3: Check Employee Super Details
Verify fund and contribution accuracy.
Step 4: Plan Cash Flow
Adjust budgets for frequent super payments.
Step 5: Get Professional Support
Avoid mistakes by working with experts.
At Workpaper, we help businesses stay ahead of regulatory changes with practical, reliable solutions.
Our Services Include:
✔ Xero payroll & super setup
✔ Payday Super compliance support
✔ Cash flow forecasting
✔ Payroll & STP reporting
✔ Business advisory services
The shift to Payday Super is a major change—but with the right preparation, it can be smooth and stress-free.
👉 Workpaper helps you:
🌐 Visit: https://workpaper.com.au/
📞 Call: 0485 825 915
📧 Email: info@workpaper.com.au
What is Payday Super 2026?
It’s a new rule requiring employers to pay super contributions every payday instead of quarterly, starting 1 July 2026.
What are the new super payment deadlines?
Super must reach funds within 7 business days, and funds must allocate within 3 business days.
Will SBSCH still be available?
No, SBSCH will close on 30 June 2026.
What does Payday Super mean for small businesses?
It requires system upgrades, better cash flow planning, and real-time compliance.
How can Workpaper help?
We provide complete setup, automation, and compliance support to ensure your business is ready before the deadline.
Workpaper Solutions Pty Ltd
WORKPAPER Is A Valuable Service Provider With An Endeavor To Offer Cost-Effective High-End Quality Solutions.
